Social Security Disability Insurance pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes.

Disability is a subject you may read about in the newspaper, but not think of as something that might actually happen to you. But your chances of becoming disabled are probably greater than you realize.

Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.

While we spend a great deal of time working to succeed in our jobs and careers, few of us think about ensuring that we have a safety net to fall back on should we become disabled. This is an area where Social Security can provide valuable help to you.

An experienced and knowledgeable attorney can the benefits available, how you can qualify, who can receive benefits on your earnings record and how to apply for the benefits and what happens when your application is approved or denied.